| Description: | Credit professional to assist with supervising unsecured small business lines, cards, and loans and Retail Services (private label/cobrand cards).
Will be responsible for providing oversight, monitoring and a credible challenge for these portfolios. Requires a solid knowledge of small business lending credit lifecycle and private label cards, and an ability to develop relationships and effectively communicate with key risk managers in another group. Provide oversight, monitoring and a credible challenge for the consumer loan portfolios. The successful candidate will be an experienced analytics professional, recognized as a subject matter expert in risk management.
This position provides leadership and guidance for the business in identifying credit risk issues and developing policies and strategies that address the risks. You will review and approve new or significantly modified products, programs and credit policies, complete a thorough monthly business review of credit performance, identify risks and opportunities in the current business model, challenge risk policies when appropriate, share best practices across the businesses, and influence the businesses to change existing policies or adopt new ones.
Basic Qualifications:
8+ years of risk experience
Candidates must have outstanding leadership potential and the proven ability to build relationships and partner with the business. A broad-based knowledge of the small business/retail cards business and strong communication skills are needed to be effective. He/she must be a respected and capable individual and have the experience, knowledge and judgment to provide advice to credit risk managers.
Specifics
- A seasoned risk manager with 5+ years of increasing responsibility in consumer card and/or small business, preferably with experience in acquisitions and general analytics
- Demonstrated ability to manage effectively in a highly complex matrix organization, develop partnerships with multiple business managers, and provide insight into credit underwriting policy development and risk management strategies
- Demonstrated excellence at developing, evaluating, and enhancing credit policies/processes and risk strategies
- Demonstrated understanding of the credit life cycle including the underwriting/fulfillment processes through to collection and loss mitigation operations
- Demonstrated ability to develop relationships and drive decision making through a consensus-building approach
- Demonstrated performance in bringing stakeholders together to understand issues and solve problems
- Strong conceptual and quantitative problem-solving skills
Preferred Skills:
- An MBA or other advanced degree is strongly preferred
Email resume in Word to JeffAltman@TheBigGameHunter.us. Please include the job code for the position with your resume. NOTE: WE WILL ONLY RESPOND IF YOUR RESUME APPEARS TO FIT A ROLE
NO RELOCATION. NO VISA TRANSFERS. NO OVERSEAS RESUMES. NO 3RD PARTIES.
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